Debt consolidation Montreal

If you’re looking for a debt consolidation loan in Montreal, you’re in the right direction. There are many options available to help you get your finances back on track. A consolidation loan can be a great way to save money and get out of debt.

We are here to help when the banks say no.

Instant PayDay Loans is the best option when you need money urgently in Canada. Applying for a debt consolidation loan with Instant PayDay Loans is fast, simple and you can get the funds you need within 24 hours. There’s no need to wait weeks for your loan to be approved and funded or fill out an endless amount of papers  with Instant PayDay Loans, you can get the money you need to work on your problems right away.

What is a debt consolidation loan?

 

A debt consolidation loan occurs when an individual borrows money with the primary goal of using that lump sum to pay off other outstanding debts. Once the original debts are paid off, often times those accounts will be closed and only one new payment will be required typically at a lower interest rate than what was previously being charged.

What qualifies you for a debt consolidation loan?

 

Our team is here to help you get out of debt and back on track financially. We understand how difficult it can be to keep up with multiple debts and we’re here to help you consolidate your debts into one easy-to-manage loan. To qualify for our debt consolidation loan, you need to be at least 18 years old and living in Canada. We offer flexible repayment terms and competitive rates to help you get out of debt as quickly and efficiently as possible. Contact us today to learn more about our program and how we can help you get out of debt.

Debt Consolidation Using a Credit Card

 

The main advantage of a balance transfer is its flexibility: you can use it to aggressively pay down and consolidate credit card debt, but in an emergency, you can also fall back to making minimum payments.

Advantages: 

  • The ability to make payments over time
  • A low-interest rate when starting out

Pros:

  • Allows you to make large purchases now and pay for them over time
  • Cons: 
  • You may need to qualify for a credit card with a good interest rate 
  • Paying only the minimum could keep you in debt longer 

 

About

Easy application

Our 3-Step process is easy to understand and fast to complete.

Receive up to 3000$

Receive loans from anywhere between 300$ – 3000$.

Fast Approval and Delivery

Receive your Cash Loan in up to 24 hours or the same day and directly into your bank account via e-transfer!

No upfront fees

There are no upfront fees to worry about!

When you need money urgently, a traditional bank loan is not always the best option. Applying for a debt consolidation loan with Instant PayDay Loans however, is fast, simple and you can get the funds you need within 24 hours. There’s no need to wait weeks for your loan to be approved and funded or fill out an endless amount of papers with Instant PayDay Loans, you can get the money you need to work on your problems right away.

Apply Online

Apply from the comfort of your home and rest assured that our experienced brokers will find the perfect loan for you.

What are the requirements for a Instant PayDay Loans?

 

Even though we do not conduct credit checks like traditional banking institutions, we do have certain requirements that need to be fulfilled in order to qualify for a cash loan:

Photo Identification
In order to confirm your identity, we will ask you for a photo identification – this also helps to prevent identity theft.
Proof of address
In order to proof your address, we will require you to provide us with a utility bill or rental agreement.
Bank Statements
The last thing you will need to provide, are your last three bank statements – this is to make sure, that a client is capable of repaying the loan.

Our Services

Debt consolidation Montreal

Bad credit loan

We know that a low credit score can be the result of unforeseen circumstances, and we don’t think you should be penalized for that. So whether you’ve had a financial setback or you’re just starting out and don’t have much credit history, we can help.

Debt consolidation Montreal

Micro loan

When you need a quick injection of cash, a micro loan could be the perfect solution. Providing you can show that you can repay the loan in full, you could have the money you need in less than 24 hours.

Debt consolidation Montreal

Credit consolidation

One of the best solutions for overdue bills, possible bankruptcy or unpaid credit cards is credit consolidation. This solution allows you to pay off all your outstanding debts with a single loan.

Debt consolidation Montreal

Payday loan

When you are struggling to make ends meet, a payday loan can offer temporary relief. These loans are designed to help people cover unexpected expenses or emergency situations

Debt consolidation Montreal

No credit check loan

A no credit check loan is perfect for those who have no credit history or bad credit scores. This type of loan allows you to borrow money without having your credit checked, which can be a great option for those who are struggling to get approved for traditional loans.

Questions?
Ask our experienced brokers!